Do I Need A Money Manager?

Do I need a Money Manager?
Is your portfolio diversified by industry and individual holdings?
Is your portfolio monitored continually?
Do you personally meet with your broker or adviser four times a year?
Are you comfortable with your level of investment skill?
Do you understand the risks and costs associated with mutual funds?
Are you currently able to control the timing of capital gains and losses?
Have you trimmed any concentration in low-cost basis stocks during the past year?
Do you have a written statement outlining your investment goals, time horizon and toleration for risk?

If you answered NO to any of these questions, you could benefit from a Professional Money Manager.

Mutual funds and variable annuities can be more expensive than Investors Trust Company. Many equity mutual funds have investment and administrative expenses of 1.5% or more. Additionally, there can be sales charges as high as 5% or more.

Our goal is to help you attain your financial objectives by understanding your unique needs and risk tolerance. Judge us based on the risk adjusted return of your portfolio over a complete market cycle.

Let us show you how we might construct a portfolio of individual securities that could cost you less than your current investment approach.

• We begin with a complete understanding of your specific investment goals and objectives, which are captured in a written financial plan.
• We are long-term investors, so you can expect low portfolio turnover.
• We will diversify your portfolio by industry and economic sectors.
• We seek companies with a strong and proven management team.
• We look for strong balance sheets and companies with little or no debt.
• We look for companies with a competitive advantage or catalyst that we expect will enable them to outperform their peers.
• We look for companies that can leverage technology or financial capital.

We seek out companies with long-term growth rates that exceed the broad industry average.